- https://www.canada.ca/en/employment-social-development/campaigns/seniiors.html This Government of Canada Website offers several helpful resources including online access to a variety of programs and services to help you ensure your later years are safe and secure. The site provides links to topics including specific information on: Canada Pension Plan, Guaranteed Income Supplements, Old Age Security, Caregiver Benefits, tips on managing your health, safety and money management as well as information on fraud prevention. Use the website, visit any Service Canada office or call 1 800 O-Canada (1-800-622-6232).
- https://open.alberta.ca/publications/seniors-programs-and-services-information-guide This Guide is designed to help seniors and their families stay informed about the assistance available to seniors in our province, through programs such as the Alberta Seniors Benefit. This important program provides a monthly cash benefit to eligible, low-income seniors. Information about our other programs is also available in this Guide, including Dental and Optical Assistance, Alberta Aids to Daily Living, Education Property Tax Assistance, and Special Needs Assistance for Seniors. In addition to providing information about provincial programs and services, this Guide includes details on federal and community-based programs and services that support seniors. Contact by telephone at Toll free: 310-0000 (in Alberta)
- https://www.alberta.ca/continuing-care-accommodation-and-health-service-standards.aspx#toc-0 Provincial standards in Alberta for accommodation and health services are designed to ensure home care, supportive living and long-term care operators provide quality health and accommodation related services to their clients and residents. Contact by telephone at Toll free: 310-0000 (in Alberta).
- https://www2.gov.bc.ca/gov/content/family-social-supports/seniors/about-seniorsbc/seniors-related-initiatives/bc-seniors-guide The BC Seniors’ Guide is a book-style compilation of information and resources to help us all plan for and live a healthy lifestyle as we age. It includes information on provincial and federal programs, with sections on benefits, health, lifestyle, housing, transportation, finances, safety and security, and other services. To order a free print copy of the BC Seniors’ Guide in English, French, Chinese or Punjabi, contact the Office of the Seniors Advocate, Monday-Friday, 8:30 a.m. to 4:30 p.m. Call toll-free: 1-877-952-3181 In Victoria, call: 250-952-3181
- https://www.gov.mb.ca/seniors//publications/docs/seniors_guide.pdf A complete resource of Manitoba specific resources for seniors, including information on Active Living supports, Caregiving and End-of-Life, Financial, Health and Wellness, Housing and more! Hard copies can be ordered as well by calling 204-945-6565 or toll free at 1-800-665-6565.
- https://www.gov.mb.ca/health/homecare/guide.pdf A complete guide to home care within the Province of Manitoba including information on eligibility, assessment processes and services offered within the province.
- https://www2.gnb.ca/content/gnb/en/departments/social_development/seniors/content/seniors_guide_toservicesandprograms.html Seniors’ Guide to Services and Programs is a resource for information about services and programs available to New Brunswick seniors. It is produced and distributed by the Department of Social Development, Province of New Brunswick. The guide may be obtained by downloading the PDF version. Information on senior’s programs and services may also be obtained by calling the Seniors’ Information Line at 1-855-550-0552.Guide can be ordered by mail at https://www2.gnb.ca/content/gnb/en/departments/social_development/seniors.html
- Information relating to home care and other health issues can be found by calling (506) 457-4800; Email: https://www.gnb.ca/0051/mail-e.asp
https://www.gnb.ca/health - https://www.gov.nl.ca/hcs/seniors/community-support-services/ Seniors who wish to remain living at home can access various community support programs offered through the regional health authorities. Contact Telephone: (709) 737-2333
- http://www.seniorsnl.ca/publication/seniors-guide-services-programs-newfoundland-labrador/ The Seniors Guide to Services and Programs in NL is a popular SeniorsNL original document. The Seniors Guide has the most commonly sought information based on the questions and concerns most often raised through the Information and Referral Line. Contact Telephone: (709) 737-2333
- https://novascotia.ca/seniors/services.asp#Seniors The Department of Seniors coordinates the various programs and services for seniors in Nova Scotia. This work is done in cooperation with the many other provincial departments and agencies that plan and deliver programs and services for seniors. Contact Toll-free: 1-800-670-4357for further information.
- https://novascotia.ca/dhw/ccs/live-well-at-home.asp To help seniors live well at home, the province is providing programs and funding. There are a variety of supports, from taking care of daily needs like meal preparation to funding for a personal alert system. Contact Toll-free: 1-800-670-4357for further information.
- https://www.ontario.ca/page/ministry-seniors-accessibility A Guide to Programs and Services for Seniors in Ontario is your resource for information about programs and services available to Ontario’s seniors. It is produced by the Ministry of Seniors Affairs and distributed by ServiceOntario Publications. For further information on services and supports contact the Ministry for Seniors and Accessibility by phone at 416-326-7076 or toll free at 1-888-910-1999.
- https://www.princeedwardisland.ca/en/publication/prince-edward-island-seniors-guide Prince Edward Island Seniors Guide: A handbook of information about programs and services for seniors living in Prince Edward Island published by the Seniors’ Secretariat. For copies of this guide or to give comments, contact:Seniors Secretariat, Phone: (902) 620-3785; Toll-free: 1-866-770-0588; seniors@gov.pe.ca(link sends e-mail)
- https://www.princeedwardisland.ca/en/topic/seniors This section is of special interest to our aging population. You will find practical advice and helpful information for living independently and the services and support offered if you require specialized care and assistance. Contact: Health PEI, Phone: 902-368-6130
- https://www.quebec.ca/en/family-and-support-for-individuals/seniors/ This guide contains information on the different government programs and services for seniors. You can also download the Programs and Services for Seniors Guide, 2020 Edition (PDF 1.05 Mb).Contact by Tel: 1 877 644-4545(toll free)
- https://www.quebec.ca/en/family-and-support-for-individuals/seniors/ For all senior services. Contact by Tel: 1 877 644 4545 (toll free)
- https://www.saskatchewan.ca/residents/family-and-social-support/seniors-services/programs-and-services-of-interest-to-seniors The Programs and Services of Interest to Seniorsbooklet provides detailed information about a variety of beneficial programs and services available to seniors. From finances and housing to health and recreation, these programs and services are aimed at enhancing the well-being of Saskatchewan seniors. Phone 306-787-7239 or Email info@health.gov.sk.ca
- https://www.canada.ca/en/financial-consumer-agency/programs/financial-literacy/seniors-financial-literacy.html Canada’ National Financial Strategy for Seniors developed by the Financial Consumer Agency of Canada in its efforts to identify and deal with the challenges of finances for various segments of the Canadian population.
- https://cfee.org/covid19-quick-access-guide-on-canadas-emergency-support-measures-updated/ A quick access guide to the Government of Canada’s response to the COVID19 Pandemic, including specific references addressing the needs of Seniors.
- https://benefitsfinder.services.gc.ca/hm?GoCTemplateCulture=en-CA The Benefits Finder is a tool that can help you find Benefits and Services that you may be eligible to receive. It asks a few questions and uses your answers to search. It does not collect or track your information. The more questions you answer, the more customized and accurate your results will be. Supports include both Government of Canada and Provincial/Territorial Governments.
- https://mailchi.mp/osc/20200602?e=3b91be9b2f Investor News from the Ontario Securities Commission. This current publication includes relevant and useful information on financial issues affecting seniors, regardless of the province within which they reside. Pay particular attention to the section identifying financial supports from governments for seniors – in addition to the tips on avoiding frauds and scams during the Pandemic and other useful tips.
- https://www.phac-aspc.gc.ca/publicat/oes-bsu-02/pdf/self-care-caregivers_e.pdf A pamphlet with helpful information to aid an individual proving care.
- https://www.mymic.ca/ This website, designed by CFEE for Newcomers has additional information on Managing Your Money that may be useful – designed for Newcomers the content provides answer to Life Events that are of concern to seniors. It is an excellent resource tool that will complement the material that we cover in our workshop.
- https://www.letstalkmoneyseniors.com/ Let’s Talk Money: Seniors web site – Seniors are challenged to have difficult conversations with their older adult children about their legacy planning – including wills, estates and end of life plans. This new online resource provides tips and tools around 10 common topics, designed to facilitate the discussions. Follow the advice and support of our senior “Champions” as they share their experience, and lessons learned.
- https://moneyandyouseniorsedition.com/ – Money and You: Seniors Edition: This new online resource is built upon the success of our Money and Youth program and has been developed with the generous support of IG Wealth Management. The resource features 12 modules in an easy to read and life relevant format designed to help seniors and older adults navigate money related decisions as they transition through life events in their “golden years”.
- https://benefitswayfinder.org/ Benefits Wayfinder -The Benefits wayfinder can be used by individuals, as well as community service providers that help people to access their income benefits. The tool includes information and resources from federal, provincial, and territorial governments, updated on an ongoing basis as new information becomes available.
- https://www.safetydetectives.com/blog/the-ultimate-internet-safety-guide-for-seniors/ – This article provides a safety internet guide for seniors when searching online and how to avoid scams.
- https://moneyandyouseniorsedition.com/wp-content/uploads/2023/10/Estate-Planning-Guide.pdf – This Estate Planning Guide from IG Wealth Management is a helpful publication for individuals looking to take control of their legacy and where to start.
- https://moneyandyouseniorsedition.com/wp-content/uploads/2023/10/Intergenerational-Wealth-Guidebook-ENG.pdf – Intergenerational Wealth Guidebook – A guide to help you start the wealth transfer conversation. Did you know that many Canadian families are not adequately prepared to pass on their wealth? The main reason is often a lack of communication. Preserving your wealth and family legacy requires the right planning, and it all starts with open conversations. This guidebook outlines essential topics to help you begin meaningful discussions with your family and beneficiaries.
- https://moneyandyouseniorsedition.com/wp-content/uploads/2023/10/A-Guide-to-Preparing-Your-Will-Heart-Stroke-Foundation.pdf – The Heart & Stroke Foundation’s document “A Guide to Preparing Your Will” provides helpful and useful information about Wills. Whether you are writing a Will, amending an existing one, or if you have not yet prepared a Will, it is recommended that you do so. This is an important first step to ensure your intentions for your estate are properly documented and that your family and loved ones will be taken care of after you are gone.
- https://www.wizcase.com/blog/simple-and-effective-online-safety-tips-for-seniors/ – 9 Simple and Effective Online Safety Tips for Seniors in 2023
- https://moneyandyouseniorsedition.com/wp-content/uploads/2023/10/u_of_t_estate_planning_guide_2023_-_final.pdf – Looking Forward, Giving Back – A Guide to Estate Planning at the University of Toronto
- https://moneyandyouseniorsedition.com/wp-content/uploads/2023/11/Follow-Up-to-QA-Session-–-Your-Legacy-Your-Dreams-webinar-Nov.-7-2023.pdf – Follow-Up to Q&A Session – Your Legacy, Your Dreams webinar (Nov. 7, 2023)
- https://moneyandyouseniorsedition.com/wp-content/uploads/2023/11/Charitable-Giving-examples.pdf – Charitable Giving examples
- https://eapon.ca/wp-content/uploads/2022/10/Seniors-Toolkit-EN-1.pdf Seniors 2022 Fraud Prevention Toolkit – CAFC
- https://eapon.ca/wp-content/uploads/2021/09/EAPO_brochure_Scams_2022.pdf – Protecting Each Other From Scams
- https://eapon.ca/wp-content/uploads/2021/09/EAPO_Safe_and_Sound_Financial_Security-english_2021.pdf – Safe & Sound: A tool to help guard your financial security
- https://cnpea.ca/en/tools/brochures-and-factsheets/1111-covid19-specific-frauds-and-scams-3-pager?highlight=WyJzY2FtcyJd – EAPO and CanAge (information adapted from Canadian Anti-Fraud Centre. Released April 8, 2020)
- https://cnpea.ca/en/tools/brochures-and-factsheets/912-the-little-black-book-of-scams-second-edition The Little Black Book of Scams (Second edition) Competition Bureau Canada
- https://www.antifraudcentre-centreantifraude.ca/index-eng.htm – Canadian Anti-Fraud Centre
- competitionbureau.gc.ca/eic/site/cb-bc.nsf/eng/h_00122.html – Competition Bureau Canada – Fraud and scams
- gc.ca – Get Cyber Safe – Government of Canada
- https://cfee.org/wp-content/uploads/2024/03/brochure-07-eng.pdf = What every older Canadian should know about financial abuse – (Government of Canada)
- https://cfee.org/wp-content/uploads/2024/03/brochure-08-eng.pdf – What every older Canadian should know about frauds and scams – (Government of Canada)
- https://www.getsmarteraboutmoney.ca/learning-path/types-of-fraud/grandparent-scams-and-how-to-avoid-them/?utm_medium=paid&utm_source=fb&utm_id=120208936597980307&utm_content=120208938005630307&utm_term=120208938005610307&utm_campaign=120208936597980307 – Grandparent scams and how to avoid them (Get Smarter About Money)
- https://www.facebook.com/story.php?story_fbid=863234819178868&id=100064770724010&mibextid=WC7FNe&rdid=XSx4Qyv7cvstxQwl – Learn the signs of grandparent (emergency) scams to protect yourself from fraud. (Get Smarter About Money)
- https://www.wealthprofessional.ca/investments/retirement-solutions/murchison-mind-the-gap/386216 – Murchison: Mind the gap | Wealth Professional
- https://cfee.org/wp-content/uploads/2024/07/Outreach_Factsheet_Adults65_EW_2024-06-04_EN_Web.pdf Outreach Factsheet – Adults 65 years and older? Find out how the CRA can help!
- https://cfee.org/wp-content/uploads/2024/07/Outreach_Factsheet_HousingInsecure_EW_2024-06-04_EN_Web.pdf Outreach Factsheet – Housing Insecure Individuals – Get your payments when you need them the most. The CRA can help.
- https://cfee.org/wp-content/uploads/2024/07/Outreach_Factsheet_PersonswithDisabilities_EW_2024-06-04_EN_Web.pdf Outreach Factsheet – Persons with Disabilities – Benefits and credits available for persons with disabilities and their caregivers.
- https://www.facebook.com/story.php?story_fbid=879497570885926&id=100064770724010&mibextid=WC7FNe&rdid=UlUr7019lrDl2ozv Some things are fun to do as a group. But when it comes to financial decisions, it can be risky to do something just cause others are. (GetSmarterAboutMoney.ca)
- https://llcattorney.com/estate-plan-info/guide-to-transitioning-your-loved-one-to-a-nursing-home – A guide for transitioning your loved ones to a nursing home. (LLC Attorney Blog)
- https://yourcpp.goodbit.co/ – Take the Challenge – Get to know your Canada Pension Plan
- https://www.facebook.com/photo.php?fbid=1215111364129187&set=a.237974998509500&type=3 – Palliative care is more than end-of-life care. it’s about improving quality of life at any stage of serious illness.
- https://www.getsmarteraboutmoney.ca/learning-path/retirement/financial-steps-for-getting-ready-for-retirement/ – Financial steps for getting ready for retirement (Ontario Securities Commission – Get Smarter About Money)
- Cost of Ageing Calculator: A first-of-its-kind interactive tool to help Canadians better understand and plan for the real costs of ageing (all in 30 seconds)! – National Institute on Aging
- Pension Centre of Excellence (PCE): During National Pension Awareness Week, we celebrated one year of the PCE, a nonpartisan, research-informed and action-oriented platform focused on strengthening the retirement financial security of Canadians. – National Institute on Aging
- https://www.facebook.com/share/v/1GTeWDKwzu/?mibextid=wwXIfr – (Facebook – Get Smarter About Money)
Retirement planning and living
- Whether you’re planning for retirement or already enjoying it, the Government of Canada has plenty of resources on public pension programs, planning tools, and tips to help you make the most of your retirement, no matter where you are in your journey. https://www.canada.ca/en/employment-social-development/campaigns/retirement-planning.html?utm_campaign=esdc-edsc-services_for_seniors-24-25&utm_source=fb&utm_medium=smp&utm_content=single-image_man_en&adv=2425-670505&dclid=CJ-Hv_jRiYwDFRSGpgQd5RwDgA
Retirement Benefits
The following links can help you find the retirement benefits available to you!
- Canada Pension Plan – Monthly payment amounts – Canada.ca
https://www.canada.ca/en/services/benefits/publicpensions/cpp/payment-amounts.html - How much could you receive – Canada.ca
https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-post-retirement/benefit-amount.html - Old Age Security: How much you could receive – Canada.ca
https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/benefit-amount.html - 2025 Financial planning strategies for seniors
https://ca.rbcwealthmanagement.com/documents/667484/667500/2025%20Financial%20Planning%20Strategies%20for%20seniors%20(1).pdf/930847ab-7674-448c-a771-bf05d01f5d46 - Guaranteed Income Supplement: How much you could receive – Canada.ca
https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/benefit-amount.html - Allowance for the Survivor: How much you could receive – Canada.ca
https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/allowance-survivor/benefit-amount.html - ca – 2025 Non-Refundable Personal Tax Credits – Base Amounts
https://www.taxtips.ca/nrcredits/tax-credits-2025-base.htm - The great divide: Income splitting strategies can lower your family’s taxes
https://www.cibc.com/content/dam/personal_banking/advice_centre/tax-savings/income-splitting-strategies-en.pdf - Line 31400 – Pension income amount – Canada.ca
https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-31400-pension-income-amount.html - Home Accessibility Tax Credit (HATC) – Canada.ca
https://www.canada.ca/en/revenue-agency/programs/about-canada-revenue-agency-cra/federal-government-budgets/budget-2022-plan-grow-economy-make-life-more-affordable/home-accessibility-tax-credit.html - Line 31285 – Home accessibility expenses – Canada.ca
https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-31285-home-accessibility-expenses.html - Home renovation tax credit for seniors and persons with disabilities – Province of British Columbia
https://www2.gov.bc.ca/gov/content/taxes/income-taxes/personal/credits/seniors-renovation - Line 45355 – Multigenerational home renovation tax credit (MHRTC) – Canada.ca
https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-45355-mhrtc.html - ca – Medical Expense Tax Credit (METC)
https://www.taxtips.ca/filing/medical-expense-tax-credit.htm - Lines 33099 and 33199 – Eligible medical expenses you can claim on your tax return – Canada.ca
https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html - Canada caregiver credit – Canada.ca
https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/canada-caregiver-amount.html - The So Wealth Management Group – Tax Deductions & Credits for Seniors
https://ca.rbcwealthmanagement.com/irene.so/blog/4466240-Tax-Deductions–Credits-for-Seniors - What every older Canadian should know about: Income and benefits from government programs – Canada.ca
https://www.canada.ca/en/employment-social-development/corporate/seniors-forum-federal-provincial-territorial/government-income-benefits.html - RRIF Withdrawal Strategies to Maximize Your Retirement Income · Invested MD
https://invested.mdm.ca/rrif-strategies-to-optimize-your-taxable-income-in-retirement/ - Early RRSP withdrawals can reduce your lifetime tax bill | Caring for Clients
https://caringforclients.com/2025/09/08/early-rrsp-withdrawals-can-reduce-your-lifetime-tax-bill/ - NL Income Supplement and the NL Seniors’ Benefit – Finance
https://www.gov.nl.ca/fin/tax-programs-incentives/personal/income-supplement/ - Home Heating Supplement Program (Stove and Furnace Oil) – Finance
https://www.gov.nl.ca/fin/home-heating-supplement-program/ - Aging Well at Home Grant – Eastern Health
https://www.easternhealth.ca/find-health-care/aging-well-at-home-grant/ - Plan Overview – Health and Community Services
https://www.gov.nl.ca/hcs/prescription/nlpdp-plan-overview/