Modules

Throughout life we make tens of thousands of money decisions. Some are small and may be daily. Some are much more significant. To use our money well and wisely – in the short-run and the long-run – it is important to have a plan. In this module, we will cover the following topics: setting goals […]

In order to lead the kind of life that we dream about for our “Golden Years” we may have to add to the savings that we have accumulated during our working life. We can look to a variety of sources to supplement our income during our retirement years. In this module, we will cover the […]

A budget can help us as we navigate our life journey, especially as we negotiate the changes that we are faced with as we meet the life events faced by older adults as they age in Canada. A budget tailored to your own goals and aspirations in the last stages of your life can help […]

There may be times that your “nest egg” and your income sources may not be enough to satisfy your wants and needs as a senior in Canada. You may need to consider options to borrow money to achieve either short-, or longer-term objectives that you have. In this module, we will cover the following topics: […]

Your ability to go from point A to point B – either in your community or across the country – is part of your continued independence as a senior in Canada. You need to think about the impact of any journey – to the local market, or to a tourist destination halfway around the world […]

For most seniors the aging process involves changes in our physical, emotional, spiritual, and cognitive condition that may affect our safety, security and financial situation. In this module, we will cover the following topics: Downsizing The Principal Residence Exemption Moving To the Country. . .or the City Living On Your Own Financial Help – Tax […]

As seniors we typically know the importance of making our money work as effectively as possible for us. Our greatest challenge will be to utilize the lessons that we have learned and the wisdom that we have gathered as we continue to experience lifestyle changes – and the impact of an evolving word. In this […]

The transition from a lifetime of working, to one of retirement can be difficult for a senior, from both a financial and an overall well-being perspective. Understanding the financial impacts of successful retirement income planning can help to relieve stress, and lead to positive outcomes. In this module, we will cover the following topics: From […]

As a senior, you have worked hard to attain the lifestyle that you enjoy – and part of that lifestyle is based on the assets that you have and your ability to continue to enjoy them. Protecting those assets during your senior years, and the legacy that they offer to your loved ones upon your […]

Death is part of life – but often we do not plan appropriately for this definite outcome. Western society and cultural norms often dissuade us from discussing such a “morbid” topic. Effective yet compassionate conversations can help us plan appropriately for this final life event for our loved ones. In this module, we will cover […]

Our ability to control our destiny, particularly as we age is an important concept for many seniors in Canada. For many though, issues relating to cognitive impairment can impact on our ability to act effectively as we plan for and execute our decisions in our later years. In this module, we will cover the following […]

Just as we consider peace, care and comfort for our loved ones as they complete their life journey, we as seniors must plan for our last miles as well. Consideration for plans relating to our own death, and its impacts on our own goals and legacy, and the impact on those that we love or […]

As a senior in Canada there are a host of resources and supports that are available to assist you as you make money related decisions. These free, on-line resources are available from a variety of sites nationally, provincially and from community based organizations. We have listed these resources in alphabetical order to help you select those […]

As an older adult dealing with new situations we may be exposed to new terms that we do not understand – words that are new or may be confusing – and that are part of most financial agreements and information that we are exposed to. This easy to use Glossary of Terms helps to explain […]